smartOpen AOS is a customer-centric self-serve account origination platform for financial institutions to:
From "Click-to-customer" in under
White-labeling and Templating, Complete flexibility with end-to-end onboarding and Joint Applications
Product Driven Workflow
Optimization of customer data collected along with relevant documents.
Real Time ID Verification
Know Your Customer “KYC” Fintrac Compliant
Analytics and Risk Scoring
Social Biometrics with additional ID Verifications.
E-signature Disclosures and Core Banking
Real-time data upload to supported core banking systems.
Real Time Funding
On successful membership provisioning, users can self-serve the account funding of their new account
Supports all demand accounts, Savings, Checking, Registered Retirement Savings, TFSAs
Support multiple core banking platforms
Eliminate manual processing
Full auditable AI/ML based KYC/AML compliance
Optimise data capture and AI based applicant risk analysis with fraud loss gaurantee
Increase successful application rates
Increase customer-to-product ratios with cross sell capabilities through your financial services marketplace shopping experience
Strengthen customer relationships and launch member/customer personalization
Real-time Account Funding with credit and debit card