smartOpen AOS is a customer-centric self-serve account origination platform for financial institutions to:
smartOpen AOS
From “Click to Customer”
CUSTOMER ONBOARDING EXPERIENCE
The onboarding process is the first interaction that will set the stage for the growth of your customer relationship and you have one opportunity to wow your potential customer.
See how smartOpen AOS works.
ID Verification and Authentication
Mobetize smartOpen captures personal identity information, including images of approved ID, and verifies applicant identity seamlessly using third-party data sources.
Meets AML & Compliance Requirements at Account Opening
Mobetize smartOpen automates origination and decisioning processes, across product lines and internal departments, saving time and reducing the cost of each transaction.
From "Click-to-customer" in under
Multiple Platforms
White-labeling and Templating, Complete flexibility with end-to-end onboarding and Joint Applications
Product Driven Workflow
Optimization of customer data collected along with relevant documents.
Real Time ID Verification
Know Your Customer “KYC” Fintrac Compliant
Analytics and Risk Scoring
Social Biometrics with additional ID Verifications.
E-signature Disclosures and Core Banking
Real-time data upload to supported core banking systems.
Real Time Funding
On successful membership provisioning, users can self-serve the account funding of their new account
smartOpen Features
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Supports all demand accounts, Savings, Checking, Registered Retirement Savings, TFSAs
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Decrease Costs
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Support multiple core banking platforms
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Eliminate manual processing
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Full auditable AI/ML based KYC/AML compliance
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Optimise data capture and AI based applicant risk analysis with fraud loss gaurantee
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Increase successful application rates
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Increase customer-to-product ratios with cross sell capabilities through your financial services marketplace shopping experience
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Strengthen customer relationships and launch member/customer personalization
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Real-time Account Funding with credit and debit card